Risk-Based Assessment
We evaluate applications based on risk and compliance factors. Legitimate businesses receive professional payment services.
- • Risk-based evaluation
- • Compliance-focused approach
- • Professional service
Payment Services
Payment Account Services Full Banking Functionality
Get a payment account with Zazoo. All the functionality of a bank account for sending and receiving payments, without the lending capabilities.
EU IBAN
Full Functionality
Legitimate Use
Why Zazoo?
Payment Account vs Bank Account: What's the Difference?
A Zazoo payment account offers all the same banking services as a traditional bank account—send and receive payments, use a debit card, manage funds—with one key difference: we don't lend money. This means no credit checks and no lending restrictions.
What a Payment Account Offers
- EU IBAN for receiving payments
- Send SEPA and international transfers
- Virtual Mastercard for online spending
- Multi-currency account support
- Bulk payment processing
- Transaction history and reporting
- Bank-level security and compliance
What We Don't Offer
- Lending or credit facilities
- Overdraft facilities
- Mortgage or loan products
- Credit checks or credit scoring
Why this matters: Because we don't lend money, we don't need to assess credit risk. We focus purely on providing payment services for legitimate businesses and individuals.
Full Banking Functionality
Get all the payment features you need: EU IBAN, Virtual Mastercard, send and receive payments, just like a bank account.
- • Complete payment services
- • All standard banking features
- • Professional account management
Risk-Based Approach
We assess applications based on risk and compliance factors. Legitimate businesses get the payment services they need.
- • Risk-based assessment
- • Compliance-focused
- • Transparent processes
Ready for Payment Account Services?
Open your payment account today. All the functionality of a bank account, without the lending capabilities.